Payment Gateway Statistics By Market Share, Type And Usage (2026)

Introduction

Payment Gateway Statistics: A big transformation has happened around how people pay for things. Digital wallets are spearheading this change and now account for over 50% of all online spending worldwide, thus signaling a clear move away from cash and card swiping. Despite there being a rapid increase in consumers utilizing these forms of payment for their purchases, there remains an alarming delay from the merchant side in accepting these new payment methods.

Currently, only just under half of all SMEs have the capabilities to accept them. There also seems to be a disconnect between the uptake of BNPL offerings and the fact that, on average, nearly 80% of businesses report that they have been subject to payment fraud, which shows that these changes also present risks (and opportunities) for merchants.

Editor’s Choice

1. Globally, PayPal has 436 million active accounts and processes over 6 billion transactions per quarter.
2. In Sweden, 74% preferring cashless payments, and in Russia, with 72%.
3. Worldwide payments revenue will grow at a 7% annual rate, reaching $3 trillion by 2025.
4. Non-cash transactions in Europe will exceed 600 billion by 2028.
5. PayPal holds 45.52% of the total e-commerce market share, with over 432 million active users.
6. The gross profit of the Square segment increased by 9% in Q3 2025 compared to Q3 2024.

What Is A Payment Gateway?

A payment Gateway is an essential tool used by retailers to facilitate debit and credit card transactions from their customers. Payment Gateways include the use of reading devices to process debit/credit cards in a retail establishment, as well as websites where customers can make payments through the use of a credit or debit card, as well as more recent uses of technology, such as Mobile Payments using QR codes and Near Field Communication (NFC). In addition to accepting regular credit/debit card payments, retailers can also use a Payment Gateway to accept mobile payments by utilizing consumer preferences and the introduction of new technology.

Payment Gateway Market Share Statistics

• Overall, the revenue from the Global Payment Gateway market has consistently increased year over year at a CAGR of 20.5% from 2016 to 2023.
• In 2022, the market revenue was $26 billion and increased to $31 billion in 2023 and continued to grow to $37 billion in 2024; $47 billion in 2025; and $57 billion in 2026.
• The market revenue continued to grow throughout 2027, with a projected revenue of $68 billion and $76 billion in 2028.
• As the demand for seamless and secure online payment processing solutions increased, so did the expansion of this market. The market will continue to see a growth in revenue to $92 billion in 2029 and $108 billion in 2030.
• The Global Payment Gateway market revenue is expected to reach $131 billion in 2031 and $161 billion in 2032.

Payment Gateway Providers Statistics

• Globally, PayPal has 436 million active accounts and processes over 6 billion transactions per quarter.
• In 2024, Stripe processed approximately $1.4 trillion in Total Payment Volume (TPV), serving millions of businesses.
• In 2025, Square (Block Inc.) processed approximately $210 billion Gross Payment Volume (GPV) through its eCommerce channels.
• Adyen processed €1.08 trillion in volume during 2025 with net revenue of €1.82 billion.
• As of 2025, there are 87 countries around the world where Amazon Pay can be accepted by Merchants.
• Authorize.Net holds a market share of approximately 1.5% among e-commerce gateways and processes several hundred million transactions.​

Countries Using Payment Gateways

• According to a global survey conducted on the payment preferences of people in 2020, there was a clear shift towards cashless payments, with South Korea leading the way at 77%.
• Following closely were Sweden, with 74% preferring cashless payments, and Russia, with 72%.
• Other major markets that exhibited a strong shift to cashless payment methods included the UK (70%) and France (67%).
• Cashless payment methods were also widely used in China (67%) and Spain (61%), while the United States (58%) and Japan (60%) were slightly less cashless but still had a substantial amount of people using them.
• India and Germany exhibited moderate levels of preference for non-cash payment methods (52% and 49%, respectively), indicating that there is still time for these regions to adopt a more significant proportion of cashless payment methods in the future.
• In the Philippines, there was relatively little preference for cashless payment options, compared with the rest of the countries included in this study (33%).

Payment Gateway Transaction Usage Statistics

• Worldwide payments revenue will grow at a 7% annual rate, reaching $3 trillion by 2025.
• 97% of all worldwide credit card transactions are processed by Visa, Mastercard, and UnionPay.
• 52.5% of all (USD value) online transactions will be attributable to digital wallets and mobile payments.
• The average value of an online transaction is expected to be $150 across all industries.
• Global e-commerce sales are projected to reach $6.86 trillion in 2025, an increase of 8.37% from the previous year.
• Apple’s payment system, Apple Pay, is currently used by 624 million customers throughout the world.
• 63% of the revenue generated by retail e-commerce comes from digital wallets.

Payment Gateway Regional Statistics

• The Asia-Pacific payment gateway industry will be valued at $13.01 billion by 2025, with an annual growth rate of 21.89% compound annual growth rate (CAGR).
• North America is expected to generate approximately $1.2 trillion of payments revenue in 2025 and, therefore, will continue as the dominant region for global digital payments.
• Non-cash transactions in Europe will exceed 600 billion by 2028.
• Digital payments are projected to account for 60% of total consumer spending in Latin America and drive increased consumer purchasing through online sales channels.
• E-payments revenue in Africa is expected to reach $40 billion by 2025.
• Mobile commerce will account for 70% of all online transaction volume in the Middle East by 2025.
• UPI will process 16.58 billion transactions in India during October 2025 alone.

Payment Gateways for E-Commerce Stores Statistics

Payment Gateways By Type Statistics

Stripe

• In 2024, Stripe had a measured $1.4 trillion total amount processed through its payment service platform globally, which represents a growth of 38% over the previous year.
• Merchants operating in 50 different countries rely on Stripe’s payment processing solutions to facilitate their online transactions.
• Currently, there are more than 100 Stripe merchants that process at least $1 billion each year (up from 40 as of 2020).
• As of the date of this article (October 2023), Stripe has been integrated into over 4,776,230 websites as a payment processing solution.

PayPal

• In 1Q 2025, PayPal had 6.0 billion transactions, down -7% from the same quarter last year. TPV was $417.2 billion, an increase of 3% year-over-year (YoY)
• PayPal holds 45.52% of the total e-commerce market share, with over 432 million active users.
• The US constitutes most PayPal users with 278.1M accounts, while over 30M businesses use PayPal as their payment processor.
• PayPal has over 27,200 global employees.

Square

• The gross profit of the Square segment increased by 9% in Q3 2025 compared to Q3 2024.
• In 2025, Square released the Square Handheld, a compact mobile point-of-sale system designed to create a single point of sale across all channels (mobile and in-store).
• In October 2025, Square rolled out three new subscription plans (free, plus, and premium) to help create a more cohesive software ecosystem.

Braintree

• In October 2025, Braintree published a New Compliance and Fee Updates / Network Release Guide detailing 10+ new compliance and fee standards, including Regulatory Mandates and Card Scheme Type Changes.
• In December of this year, PayPal’s CFO stated that Braintree’s unbranded volume growth would be slowing; henceforth, Braintree will operate at a “Value” (profit margin) instead of “Volume” (grouping like item(s)/volume).
• Braintree’s new unbranded volume growth rate dropped from 11% in Q3 to approximately 2% in Q4.
• Braintree collaborated with PayPal to integrate the Fastlane checkout experience to improve guest checkout conversions on average by 0.5%.

Adyen

• Adyen had $1.08 trillion of transaction volume for 2025, which was a 17% increase from 2024 to 2025.
• Net revenue from Adyen was €1.82 billion in 2025, indicating a 21% increase compared to 2024.
• Adyen continued to achieve a strong EBITDA margin of 61%, which ranks as one of the highest margins within its industry.
• For 2025, Adyen reported net income of €635 million, representing an increase of 12% when comparing 2025 to 2024.

Payment Gateways Pricing Statistics

• For a US-based company using Stripe, there will be a 2.9% service charge plus 30 cents for each successful transaction processed using a domestic card within the United States.
• Razorpay charges 2% for each transaction made with Indian issued credit or debit cards, net banking, or UPI payments, while also charging 3% for each transaction made with international credit or debit cards.
• CCAvenue charges an overall service fee of 2% for any transactions completed through Indian issued credit and debit cards, UPI payments, net banking, eWallets, or EMI’s.
• CCAvenue charges 4.99% for each transaction processed through international debit or credit cards, such as those offered by VISA and MasterCard.

Payment Gateway Recent Statistics

In October 2025, Mastercard introduced Merchant Cloud, a next-generation payment platform that unifies market-leading services, including a payment gateway, security solutions, and data insights. The platform offers scheme-agnostic services such as credential tokenization, guest checkout, fraud protection, identity verification, and approval rate optimization, with worldwide connectivity to over 240 acquirers and support for more than 35 payment types.

South Africa-based payments infrastructure company Stitch raised $55 million in a Series B funding round led by QED Investors, with participation from PayPal Ventures, Ribbit Capital, and angel investor Trevor Noah. This brought Stitch’s total funding to $107 million over four years, which will be used to expand its in-person payments offering, enter the acquiring space, and bolster its online payments suite.

In a strategic partnership announced in late 2025, Worldline and FreedomPay joined forces to deliver omnichannel acquiring and gateway capabilities to major hotel chains across Europe. The collaboration integrates FreedomPay’s Host2Host connection with Worldline’s acquiring and Dynamic Currency Conversion services, supporting both card-present and card-not -present transaction flows for top-tier hotel groups with global presence. In November 2025, payment giant Square officially activated Bitcoin payments across its network, allowing more than 4 million U.S. merchants to accept BTC instantly at checkout via the Lightning Network. Square is waiving processing fees through 2026, with a flat 1% fee taking effect in January 2027, making it one of the largest real-world rollouts of crypto payments in history.

Conclusion

Payment gateways provide secure payment processing solutions for online transactions between companies and consumers. The global payment gateway market is currently growing at a fast pace as e-commerce continues to grow and technology advances. The major payment gateways, such as PayPal, Stripe, and Square, provide a variety of payment services to companies from all over the world that have different needs.

Going forward, the payment gateway market will continue to focus on data privacy, cybersecurity, and compliance with regulations. In addition, payment gateways will continue to evolve with new technologies like artificial intelligence and blockchain that will enhance payment processing. Ultimately, payment gateways are critical to the ability of companies to offer digital payments and to remain competitive in today’s digital economy.

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